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Alabama Surety Bonds

  • All types of surety bonds in Alabama
  • Competitive rates
  • Bad credit program
  • Easy online application
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Alabama Surety Bonds Explained

You may need to post an Alabama surety bond in a wide variety of cases. For example, bonding is needed when obtaining a professional license. You may have to get bonds when bidding on construction projects, or in some court cases.

Surety bonds represent a contract between three parties. You as the bonded entity are the principal. The obligee is the authority which imposes a bond requirement, while the surety is the party that provides the bond.

You can review in-depth information about Alabama surety bonds in the sections below. If you know what bond you need, you can also go ahead and find it in the search option.

Find Your Alabama Surety Bond

We offer all types of surety bonds in all 50 states. If you can't find your bond in the table below, select "General business license or permit bond (not listed otherwise)" and start your application.
Contractor License (No P&P Language) Bond General Contractor License Bond State of Alabama Board for General Contractors Apply Now
Contractor License (No P&P Language) Bond City of Birmingham Contractor License Bond City of Birmingham Apply Now
Contractor License (No P&P Language) Bond (City of Dothan, AL) Contractor License Bond City of Dothan Apply Now
Contractor License Performance & Payment (State) Bond Heating, Air Conditioning, & Refrigeration Contrac Board of Heating, Air Conditioning, & Refrigeratio Apply Now
Contractor License Performance & Payment (State) Bond Urban Development Department Bond Mobile Urban Development Department Apply Now
Contractor License Performance & Payment (State) Bond Plumbing and or Gas Fitting Bond State of Alabama Plumbers & Gas Fitters Apply Now
Investment Advisor (Blue Sky) Bond Uniform Surety Bond Securities Commission Apply Now
Professional Fund Raisers Bond Prof. Fund Raiser or Comm. Co-Venturer Office of the Attorney General Apply Now
Insurance Surplus Lines Brokers Bond Insurance Surplus Lines Broker Alabama Department of Insurance Apply Now
Mortgage Broker (1st & 2nd Mortgages) Bond SAFE Mortgage Act Bond State of Alabama, State Banking Dept Apply Now
Auto & Mobile Home Dealers (New & Used) Bond Motor Vehicle Dealer Bond Dept. of Revenue Apply Now
Auto & Mobile Home Dealers (Used Only, No New) Bond Used Motor Vehicle Dealer, Reconditioner, Rebuilde Alabama Dept of Revenue Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Designated Agent Bond Alabama Department of Revenue Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Bond of Automotive Dismantler and Parts Recycler Alabama Department of Revenue Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond AMHC License/Permit Manufactured Housing Commission Apply Now
Motor Vehicle (Non-Dealer, Not Listed) Bond Designated Agent-Non Dealer Bond Alabama D.O.R. Motor Vehicle Division Apply Now
Sport Permits Bond Promoter's License Bond ALABAMA ATHLETIC COMMISSION Apply Now
Detectives Bond Private Detective Bond (City of Florence, AL) City of Florence Apply Now
Medicare & Medicaid (Home Agencies, State) Bond Alabama Medicaid Agency Bond Alabama Medicaid Agency Apply Now
Professional Licenses (All Other) Bond Appraisal Management Company Registration State Of Alabama Real Estate Appraisers Board Apply Now
Professional Licenses (All Other) Bond Corporate Surety - Bail Bond Alabama Department of Insurance Apply Now
Professional Licenses (All Other) Bond Subterranean Termite Eradication and Control Work Department of Agriculture & Industries Apply Now
Professional Licenses (All Other) Bond Service Contract Provider Bond State of Alabama Dept. of Insurance Apply Now
Schools (All) Bond Private School Performance Bond Department of Post Secondary Education Apply Now
Schools (All) Bond Private School Agents Department of Postsecondary Education Apply Now
Schools (All) Bond School Property Bond Board of Cosmetology Apply Now
Alcohol (Retailers) Bond Selling Alcoholic, Spirituous, Vinous or Fermented Jefferson County Dept. of Revenue Apply Now
Alcohol (All Others) Bond Alcohol Ordinance Tax of Fee Bond (Priceville, AL) City of Priceville Apply Now
Utility Deposit Bond Indemnity Bond for Electric Service and/or Steam H ALABAMA POWER Apply Now
Utility Deposit Bond Indemnity Bond for Gas Service Alabama Gas Corporation Apply Now
Utility Deposit Bond Huntsville Utilities Bond Huntsville Utilities Apply Now
Utility Deposit Bond Florence Utilities Deposit Bond Florence Utilities, City of Florence AL Apply Now
Utility Deposit Bond Payment of Utility Bills Bond (Decatur Utilities) Decatur Utilities Apply Now
Indemnity (Miscellaneous - Not Listed) Bond Private School Preformance Bond (Non-Degree Granti Connie S. Harris Apply Now
Money Transmitter Bond Money Transmitter Alabama Securities Commission Apply Now
Telemarketing/Phone Solicitor Bond Telemarketing Office of the Attorney General Apply Now
Telemarketing/Phone Solicitor Bond Telemarketing Bond Office of the Attorney General, Consumer Protectio Apply Now

Questions about Surety Bonds in Alabama

How much does a surety bond cost in the state?

The type of surety bond you need, its amount and the strength of your finances determine the price you will have to pay for obtaining it. Your surety bond cost, also known as your premium, is a fraction of the full bond amount.

The premium is set on the basis of various financial factors. Your personal credit score is of particular importance as an indicator of financial reliability. Other factors include your business finances, assets and liquidity, and business knowhow.

The more stable these indicators are, the smaller your bond cost is likely to be. The typical bond rates for applicants with solid finances are between 1% to 5% of the bond amount.

Can I obtain a bond with bad credit?

Many types of bonds can still be obtained even if you have problematic finances. Applicants are invited to apply for a bond under our Bad Credit Surety Bonds program, which makes it possible to get bonded despite credit difficulties.

Rates under the program are slightly higher, to accommodate the risk involved in the higher risk bonding. They typically range between 5%-15% of the total bond amount. As we work with a number of A-rated, T-listed sureties, we strive to offer you the best bonding option.

How do I get a surety bond?

When you have completed your application and submitted your paperwork, we are able to provide you with an exact bond price.

Would you like to delve into the nitty-gritty details of how bonding works? Make sure to check out our How to Get Bonded page.

For any questions or if you need assistance with your application, we are here to help. Just call us at (877) 514-5146.

Who Needs to Get Bonded in Alabama

Similarly to other states, here are three main surety bond types in Alabama.

You may need to get license bonds when you want to obtain a professional or business license in the state. Car dealers, mortgage brokers, contractors and other license-holders need to have a license bond before they are allowed to exercise their profession. These bonds guarantee that the bond’s principals will comply with applicable regulations for their license.

Licensed and bonded contractors bidding on construction projects often have to obtain contract bonds. These bonds serve to guarantee the quality of contractor performance in accordance with the contract or, in other cases, that contractors will fulfill all their obligations towards subcontractors and suppliers. These bonds may be required for both public and private construction projects.

More rarely, you may need to obtain court bonds in case an Alabama court requires you so. Typical cases include if you are appointed as a fiduciary, or if you are appealing a court case to higher instance.

Most Popular Surety Bonds in Alabama

Alabama Auto Dealer Bond

If you’re planning on opening a car dealership, you will need to obtain a $25,000 Alabama auto dealer bond.

Mortgage Broker Bond

Mortgage brokers need to get bonded in order to be allowed to legally operate in the state.

Contractor License Bond

Before you can work as a contractor, you need to get licensed. Some cities and counties in Alabama require bonding in this process.

Freight Broker Bond

To open a freight brokerage, you need a $75,000 surety bond. This is a federal requirement for all brokers in the country.

Telemarketing Bond

A $50,000 telemarketing bond is required if you want to operate as a telemarketer in the state.

Utility Bond

You may need a utility bond to use the services of utility companies in the state. This is required for using the Alabama Power Company, as well as in some cities.

About Us

Lance Surety Bonds
Lance Surety Bond Associates, Inc. is a Pennsylvania-based surety bond agency that offers bonding at competitive rates in all 50 states. Established in 2010, our company has grown to become one of the top online bond producers in the country. Working exclusively with A-rated and T-listed bonding companies gives us the confidence to offer a 100% money-back guarantee. read more

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