When least expected, a small business may be subjected to a professional liability lawsuit. These suits may claim that you've been negligent or made an error or omission while performing your services. Liability damages may cost hundreds of thousands of dollars.
Professional liability insurance from State Farm® can help you and your firm pay defense costs and judgments that come from claims of professional negligence, error, or omission.
To learn more about our business and professional liability insurance, please contact a State Farm agent.
Or call 844-242-1899 for a quote.
Your business liability insurance can help protect you from lawsuits up to a certain limit — but is it enough? It may take only one substantial judgment or settlement to put your financial future at risk. A State Farm Commercial Liability Umbrella Policy can provide the extra financial protection your business needs. Available in $1 million increments, it offers broad coverage at a sensible price.
You never know when an unhappy client might file a lawsuit claiming you've been negligent or made an error or omission while performing your professional services. Fortunately, you can minimize financial hardship and help protect your future with a State Farm Professional Liability policy. We offer coverage designed specifically for:
In addition, State Farm Business Owners Policies offer property, general liability, and professional liability protection as a convenient package for businesses such as:
And more, such as Cemetery, Funeral Director, Hearing Aid Specialists, Notary Public, and Opticians Professional Liability. Talk to a State Farm agent today to choose the policy options that best meet your specific needs.
Mistakes happen. But even an innocent error on your part could lead to a client bringing a lawsuit against you for negligence. A State Farm Errors and Omissions Liability policy can help you and your company pay for legal judgments or settlements. It also covers defense costs, which can be substantial even if you're not found liable.
We offer coverage for a wide variety of professional services such as real estate professionals, technology consultants, web designers, management consultants, computer programmers, marketing consultants and many more.
If you run a business, you face a risk of being sued by an employee or applicant for discrimination, wrongful termination, or sexual harassment. Damages can include compensatory awards, not just lost wages — and these allegations aren't covered by most general liability policies. A State Farm EPLI policy can help protect you and your business in the event of wrongful employment practice claims.
EPLI policyholders will be given access, at no additional cost, to a human resources loss prevention website and employment advice helpline.
Nonprofits aren't immune from liability, harassment, discrimination, or wrongful termination lawsuits — and even if the court decides in your favor, you could be stuck with a substantial legal defense bill. A State Farm Not-for-Profit Organization Liability policy, which includes EPLI, can help protect your organization from these claims. It also covers your nonprofit's directors, trustees, officers, employees, committee members, and volunteers.
We offer coverage to help protect the policyholder from three serious types of liability claims:
State Farm can help you with business owners policy, commercial auto, workers compensation, health, life insurance and retirement plan needs.
This is only a general description of coverages of the available types of insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all businesses and vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements.
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