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How Do I Replace a Valuable Lost Document?

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Lost Instrument Surety Bonds are commonly required by issuers of securities or their agents to indemnify them from any financial loss as a result of issuing duplicate securities. The most common types of lost instruments are common and preferred stock certificates and municipal and corporate bonds.

If you own a valuable document that has been lost, stolen or destroyed, the bond protects the original issuer from any financial loss as a result of issuing a duplicate and is sent to the financial that the certificate originated from.

Types of surety bonds:

Open Penalty Bonds are for documents whose market value fluctuates or changes.
Fixed Penalty Bonds are for documents whose value remains the same over time.

Lost instruments generally require an affidavit or statement that explains how and when the document was lost or discovered to be missing. The affidavit will then need to be sent to the orginal issuer of the missing document. If the missing document is later found, the issuer will need to be notified of this information.

Other Examples of Lost Instruments are:

  • Life insurance policy
  • Membership certificate
  • Warehouse receipt
  • Check or money order
  • Certificate of deposit
  • Interest coupon
  • Mortgage
  • Bankbook
  • Other financial instruments and securities

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    For more information, read our Blog on Lost Instrument Bonds.

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