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Florida Public Adjuster Bond

Want your bond emailed to you tomorrow? Buy your bond now .

Purchase your bond instantly online when you choose one of the 3 term options below. Save time and money by extending your bond term. Choosing a longer term now means you pay 25% less for your bond each year and forego the annual renewal process.

  • $500.00
    1 year term

  • $875.00
    2 year term - save $125.00!

  • $1250.00
    3 year term - save $250.00!

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Want your bond emailed to you tomorrow? Buy your bond now .

How much does a $50,000 public adjuster bond cost in Florida?

A $50,000 Florida public adjuster bond costs $500 and can be purchased online in minutes. Because Florida adjuster bonds are issued instantly, everyone qualifies for the same 1% rate. You can also save time and money on your renewal when you select a 2 or 3 year term at checkout.

Bond Type Bond Amount Cost
$50,000 Public Adjuster Bond $50,000 $500

What is a public adjuster surety bond?

A public adjuster surety bond is a three party agreement between the adjuster (principal), the Department of Financial Services (obligee), and the surety company who backs the bond.

Public insurance adjusters must get a $50,000 surety bond as part of the licensing process. By posting a surety bond, public adjusters pledge to conduct business in compliance with the provisions of the public adjuster laws, Part IV of Chapter 626, Section 626.851 through 626.878 of the Florida Statutes, and the rules and regulations of The Department of Financial Services.

If the public adjuster fails to comply with these terms, the bond protects consumers from financial loss. Specifically, the bond authorizes the Department to recover damages sustained if the principal is guilty of fraud or unfair practices in connection with his or her business as a public adjuster.

Florida public adjuster bonds remain in full force until canceled. The surety can cancel the bond by giving written notice of cancellation to the principal and the department. The bond will be canceled 30 days from the receipt of said notice.

How to become a public adjuster in Florida

Florida insurance adjusters are required to be licensed to conduct business in the state. To get a Florida adjuster license, applicants must meet the following requirements:

  • Minimum 18 years old
  • Resident of Florida or maintain principal place of business in Florida
  • U.S. citizen or legal alien possessing work authorization from U.S. Immigration and Naturalization Services

Applicants must also complete a public adjuster apprenticeship and proper documentation, they must have previously held an All Lines or Property and Casualty Public Adjuster license and appointment in Florida, or they must currently hold an All Lines or Property and Casualty Public Adjuster license in Florida for the past year. Applicants must also file an original $50,000 surety bond on form provided by the Department.

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Additional Resources

Florida Public Adjuster Licensing Guide

Division of Insurance Agent and Agency Services Resident Public Adjuster License

Florida’s Chief Financial Officer

Florida Statutes Title 37 Chapter 626 Part 6 Insurance Adjusters

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